No, we don’t need healthcare reform (a cautionary tale) EDITED FOR A SOFTER GENTLER WEB EXPERIENCE

I thought I would relate my personal experience with “The World’s Best Healthcare System”.

I provide this information for the reader’s consideration.
How about some background first. I have had many different insurers from United Healthcare and Blue Cross, to the West Coast version of GHP, called Group Health Cooperative, including GHP Midwest. All of these insurers have their good and bad points. 

  The reason for my posting today stems from the insurance I have now. It is called “Fundamentals”, and it is provided by, provided is a misnomer, CIGNA. This “insurance” is quite possibly THE WORST, MOST ILL-CONCEIVED, ORWELLIAN, PILE OF UTTER RUBBISH KNOWN TO ME!!!

This plan, so very graciously offers 5 whole trips to the doctor per calendar year! $25 copays. 70% of x-rays, lab tests, urgent care visits, chemotherapy, ambulance benefits, and emergency room visits. After a $500 dollar deductible (which doesn’t sound too bad). It has $15/50%/25% prescriptions. Hospitalization---100% up to $750 a day and ICU 100% up to $2000 a day So what’s the major malfunction Angry?!?!?!


The FINE PRINT is the beef here. The fine print being things like, $25,000 policy year maximum, a LIFE TIME BENEFIT amount of guess....... $50,000!!!! $ 50 mother-f**kin’ thousand!! That’s right. That could be done in one serious trip to the hospital!!! Wanna know what else?! In amongst a veritable laundry list of exclusions and limitations is this doozy, and this is verbatim, The treatment of mental or nervous disorders, alcoholism, or any form of substance abuse, except as specifically provided. WTF!!! That sounds like blatant discrimination!! F**K THAT!! IT IS BLATANT DISCRIMINATION!!! Mental Problems, Alcoholism, Drug abuse, and the like are some of THE MOST problematic and serious public health problems in ALL of society!!!!!!! That’s not my thinking, check out the W.H.O.’s website, or the N.I.H.’s website. More societal problems stem from the big three than from Cancer, AIDS, and Diabetes com-f**king-bined!!! It could be argued those diseases directly, in part, stem from the prior!  

Wanna know what else?? I get all of this for a mere $40 per paycheck!! That’s a lot of G0ddamn money for this crumby excuse of a health insurance policy!! To top it off.... If I’m not mistaken, the C.E.O. of CIGNA was one of the highest paid C.E.O. of ALL insurance companies!!!!!!!!!!! $9,478,634 to be exact!  

One of the other big benefits I receive... I get a letter at least every three weeks asking me to PROVE I need whatever treatment I got and a continual SNAFU at Walgreens any time a prescription needs filled!! 
Yeah!! F**K H/C REFORM THATS F**KING PINK-O SOCIALISM!! LET’S KEEP THIS FREE MARKET THING ‘CAUSE IF NOT THOSE G0DDAMN COMMIE FREE-THINKER TYPES WILL WRECK OUR ENTIRE SOCIAL FABRIC!!! AND MAY HURT EDWARD HANWAY’S AND HIS ILK’S BOTTOM LINE!! MAYBE MR. HANWAY SHOULD TRY FORGOING HIS SALARY AND JUMP ON HIS “FUNDAMENTALS” PLAN WITH HIS WIFE AND KIDS, SEE HOW WELL THEY FAIR!! BTW, If I wanted to include my wife on this ROCKIN’ plan she would be $357 a month extra! 

I’m not saying Uncle Sam would be the best guardian of a new system, but we need change like f**king NOW!!

ANGRY BRADY